Free Apps That Will Save You Money

Working on your budget? Download these free apps to make saving easier.

Here’s a list of apps that will make saving money a snap.

  1. Hopper: This app helps you get low airfares by predicting when the prices will be high and low. It first predicts when the cheapest time to fly will be and then shows you the cheapest time to buy the ticket. It also alerts you when ticket prices drop.
  2. Raise: Bid your unused gift cards with this app. Card goes to the highest bidder.
  3. OneReceipt: This app helps keep track of your receipts all in one place so you don’t have to worry. It’s great for tax write-off time.
  4. Goodbudget: Create a budget and stick to it with this app. Save up for a trip or a new couch. This app will help you stay on track!
  5. BestParking: This app is a revolution. It will tell you the location and price of the best parking around.
  6. GasBuddy: Use this app to find the best gas prices in your area.
  7. WiFi Finder: Guess what this app does! It also helps you find locations where you can use wifi for free.
  8. Hotel Tonight: Find cheap deals on hotels for tonight with this app. Many of these rooms are very upscale and beautiful.
  9. Roomer: Find someone to take over your hotel reservation if you have to suddenly leave.
  10. Campus Special: Find deals on food and stores near your school when you’re a college student strapped for cash.
  11. RepairPal: Protect against getting overcharged for your car repair with this app that helps you estimate costs for your car damage.
  12. Apples2Oranges: Use this simple and effective app to price compare at the grocery store.
  13. Goldstar: This app helps you find half-price tickets to great shows all over the world.

If you want to save even more money, contact Stromsoe Insurance Agency. We can help you get the best California insurance coverage at the best price!

How To: Create the Right Safety Management Plan

A safety management plans is an essential tool for all businesses.

One of the most important parts of owning a business is making sure that your employees are safe at work every day. Creating a safety management plan is the best way to reach this goal. Use these tips to help you create a safety management plan that will work best for your company.

  • Show management involvement – your management has to lead by example. Visibly demonstrating that you care about the safety of your company’s employees can go a long way in creating a safe culture.
  • Communicate clearly – if your employees don’t know what your safety management plan is, they won’t be able to follow it. Regularly give employees updates of your plan and keep them informed on any changes that have been made.
  • Create involvement – when employees are actively involved, your safety program can be much more successful.
  • Provide proper training – all employees should know exactly what they can do to stay safe at work each day. Provide all essential safety equipment to employees as needed.
  • Make improvements – your first safety plan is bound to have flaws. Taking the time to review and revise your plan will help to ensure that everything is being done to help your employees stay safe.
  • Thoroughly investigate all incidents – accidents happen, even with the most comprehensive safety plan. All injuries need to be investigated and documented to help you find ways to improve your safety plan so the same accidents don’t happen twice.

Not only will having a strong safety management plan in place work to keep your employees safe, it can also help you save on your workers’ compensation coverage. For all of your business insurance needs to give you the peace of mind that you deserve as a California business owner, contact the independent insurance experts at Stromsoe Insurance Agency.

Car Insurance Discounts For Senior Drivers

Senior drivers, you can save on your car insurance with these discounts!

Your parents might not have told you, but they paid a pretty penny for your car insurance when you were a teen. Because teen drivers are inexperienced, they’re riskier for insurers to cover. They pass that risk along to parents in the form of higher premiums.

It makes sense, then, that as you gain experience behind the wheel you would pay less for your coverage. We want to help you save as much as possible for all of your years on the road, so we’ve collected some of the best car insurance discounts for a senior driver.

  • Mature Driver: Ask your insurer at which age they shave a specific percentage off your premiums. Most providers have a certain age in mind, and once you hit it you automatically qualify for this discount.
  • Driving Course: If you take a safe driving course offered to senior drivers (the AARP offers them all over the country), you can shave down your premiums.
  • Low Mileage: If you’re not driving as much as you used to, you might be able to save. Some insurers will offer a significant discount if you drive fewer than a certain number of miles each month.
  • Membership: Are you a member of the AARP or another senior organization? If so, tell your insurance provider. Most of them offer certain discounts to people with these types of group memberships.

Want to save more on your California coverage? To talk to a car insurance agency that will work hard to dig out all of the discounts for which you apply, contact Stromsoe Insurance Agency. We know that every senior driver deserves to save big, and are here to help you do just that!