Why You Need Human Resources for Your Small Business | Part 2

Like most small business owners, you’re used to handling all business activities yourself. This includes all human resources tasks. In fact, 54% of small businesses handle HR in house, but owners usually give HR work to staff with little proper training and knowledge to manage employees and properly administrate HR.

If you have over 20 staff, it’s not enough for you to give HR work to someone in finance or operations. Creating your own HR team can improve employee experience and free you to focus on your business.

Improve Your Business with Human Resources Support

HR personnel are experts in handling HR issues, including employee relations and motivation. Your own HR team not only helps you follow employment law; it ensures the health and safety of your staff.

Your HR team can develop policies that lead to employee well-being and engagement, too. The employee satisfaction that HR managers help you create is vital for small business success.

What Is the Role of HR Personnel, Exactly?

Your HR team helps with far more than just dealing with difficult employees and handling employee complaints. They can help you create conditions where staff thrive.

Here are some typical roles your HR department will play.

Compensation & Benefits

This is another area, if not done professionally, that can lead to woes for small business owners. HR personnel are trained in handling employee compensation and, if applicable, federally mandated employee benefits. HR assists in managing important tasks related to paying employees. This includes employment taxes, Unemployment insurance and Workers’ Compensation insurance.

Human resources works with outside specialists on different aspects of employee compensation and benefits. This can include timekeeping, payroll, life, health and disability insurance, and retirement planning. They also manage the costs of payroll and benefits, taking those tasks off your busy hands.

Creating and Updating Employee Handbooks

Your employee handbook is critical to managing staff and avoiding costly litigation. It’s where you share your firm policies, practices, and procedures in writing. Besides your code of conduct, the handbook should also cover important rules. Some examples are diversity and anti-discrimination, sexual harassment, hiring, discipline and complaint reporting methods.

This worker’s playbook answers staff questions and helps prevent misunderstandings. It’s also a tool to communicate your company’s mission, vision and core values. human resources can manage your employee handbook if you have one or help you develop the all-important tool if you don’t.

Handling Performance Reviews

One stressor that small business owners experience is conducting performance reviews. HR helps remove barriers to positive employee relations by overseeing this function. That includes employee evaluations, annual reviews and exit interviews.

The extent to which they handle this depends on the size of your business. But HR personnel are authorities in determining what those measures should be. They can conduct this process in a way that preserves a positive employee experience, too.

For example, HR can give employees tools and training to improve performance and productivity. HR also helps you track staff’s professional advancement, so your employees grow. This helps with retaining the best talent.

How Do I Set Up HR for a Small Company?

For a limited time, Stromsoe Insurance Agency is giving our business clients access to our proprietary HR Program! You will receive the first year at NO cost!

People Management Solution Include:

  • Personalized Handbook
  • Live HR Advisors (Phone, Email & Chat)
  • HR & Compliance Resource Library
  • Workplace Harassment Prevention
  • Workplace Safety
  • Extensive Learning Management Library

Simply complete this application (CLICK HERE) and one of our team members will be in touch with you shortly!

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com

PS Here’s a few words from one client that trusts Stromsoe Insurance Agency:

“I’ve been with Stromsoe Insurance For over 15 Years. Their Murrieta Office was actually my first Project after I got my license. I refuse to go anywhere else! They shop all my policies to save me money and i can talk to everyone with one phone call! I recently Moved to Arizona, and Started a new Company. Stromsoe was able to get me going and again has all my policies! Thx Guys!”
Mike Hughes – Semper Fi Plumbing, Inc. – Surprise, AZ – Client Since 2007

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!

How to Protect Your Car When It’s Parked Outside

If you have a garage, you should obviously try to park your car there for the best protection. Your car will look better longer, and that could mean more money for you at sale or trade-in time.

Other than purchasing a cover, you can prolong the life of your car outside in other ways.

Wash Your Car

Wash it often. You’ll keep paint-damaging debris from accumulating.

Try to avoid both the brushless and brush-style drive-through car washes, often found at gas stations. Both can scratch the finish. However, if you wash the car yourself, use car-wash soap, not dish soap. Dish soap removes grease, but it strips the chemicals that give the paint on your car its long-lasting shine.

Keep an Eye on Your Battery

A car battery’s life depends on many factors, but figure a new one will last three to four years. A service shop and some auto parts stores can test your battery’s change. To get a hint, look at the battery terminals.

Drive Once a Week – Minimum

This might not be on your to-do list if you work from home or order groceries. But climb in, fire it up, and run it 15 or 20 miles up and down the highway. That will help keep the battery charged.

This also warms up the oil enough to drive off moisture that can damage the engine. It pumps the oil onto the engine’s internal surfaces to keep them properly slick to reduce wear the next time you start the engine.

Security is a Must

  • Lock it. Even in an area without much theft.
  • Close it. Leaving the windows or sunroof open, even a bit, can let in weather extremes that damage your interior.
  • Park thoughtfully. If your car is parked where you live, try to keep the area lighted to discourage vandalism. To protect your car door from dings in a parking lot, try to find a well-lit spot that won’t invite others to park immediately next to you.
  • Remove valuables. Thieves often walk down lines of cars in crowded parking lots in daylight and glance inside for a purse, briefcase or smartphone. Then they smash a window for a quick grab.

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877-994-6787
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com

PS Here’s a few words from one client that trusts Stromsoe Insurance Agency:

“Its so amazing to have your own personal insurance agent. Someone who knows who you are when you call. Remembers conversations from years ago. Its the personal relationship for me. I feel like family, not a account number paying a payment or making changes. Thanks for always being there for me when I call. I appreciate our professional relationship that feels like a personal relationship. Jen you ROCK!”
Shamara Charles – Los Angeles, CA – Client Since 2017

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!

Are Your Records Prepared for Your Work Comp Audit?

It’s been said that “Today’s preparation determines tomorrow’s achievement.” Your thoroughness in preparing for your work comp audit will determine the success of your outcome.

It is imperative that you, as the owner of the business, oversee all documents provided to the auditor. For example, do not simply have the auditor work with your bookkeeper without inspecting the final documents provided to the auditor. Over the years, we have experienced many incorrect audits because the bookkeeper did not provide the correct records.

You will want to have these records prepared as they are normally REQUIRED to complete your audit:

  1. Gross Payroll Journal / Employee’s Earnings Records minus excluded remuneration.
  2. General Ledger / Canceled Checks / Cash Disbursement Journal / Check Register.
  3. Clerical / Salespersons form completed by a principal of your company.
  4. State Quarterly Wages and Withholding Report (Form DE6 and DE6B).
  5. Employee’s Quarterly Federal Tax Return (Form 941).
  6. Form 1099 if applicable
  7. Sub-Contractor Verification form with Contractors License Numbers
  8. State Report of Independent Contractors Form DE542.
  9. Copies of Certificates covering any Sub-Contractors work attached to Sub-Contractor Detail Sheet (Form 6090). Any subcontractor for which this completed information is not provided at the audit will be included for premium purposes.

 

If you would like to discuss any aspect that affects your Workers Comp coverage and premium, here are 4 easy ways to reach us:
Phone: 877-994-6787
Text: 951-482-8144
Email: [email protected]
Web: www.correctcomp.com

Here are some kind words from a business that trusts Stromsoe Insurance Agency:
“We’re very happy with you, you’ve been great for us in the handling of our personal & business insurance.”
Lucy & Mario Dominguez- Dominguez Grove Service – Murrieta, CA Client Since 1991

The CorrectComp system is a division of Stromsoe Insurance Agency

Home Fire Safety and Prevention Tips

Your home is somewhere you expect to feel safe. Yet more injuries and deaths from fire occur in the home than in any other place. Don’t underestimate the danger of fire. Use this home fire safety guide to help you prepare and learn what to do if a fire breaks out in your home.

Cooking Fires

Cooking fires are the leading cause of home fires and injuries. Here are home fire prevention tips you can do to decrease the chance of a cooking fire:

  • Never leave the stovetop unattended. 
  • Electrical Stoves: Use a burner that is the right size for the pan. A burner that is too large can cause the pan and its contents to heat too quickly, which can lead to boil-overs, scorching and burning.
  • Gas Stoves: Keep the flame entirely under the pan. A flame that surrounds the pan can easily ignite a loose-fitting sleeve.
  • Keep the stovetop, oven and range hood free of grease and spills that can catch on fire.

 

Electrical Fires

Here’s how you can protect yourself from starting an electrical fire:

  • Hire a qualified, licensed electrician to inspect your home and make any necessary repairs.
  • Replace fuses or circuit breakers with the correct size.
  • Don’t run cords under carpeting, bedding or other combustible materials. Don’t run cords across a frequently traveled area.
  • Discard frayed or broken cords and never splice two cords together.
  • Use the right wattage for lamps and fixtures.
  • Position lamps away from open windows, where strong breezes can blow draperies onto hot light bulbs.

 

Furniture Fires

Furniture can play a large role in how quickly a fire spreads. That’s because the foam and fillers burn rapidly, release tremendous heat, produce toxic gases and consume oxygen rapidly. Here are a few home fire safety tips to be aware of when choosing new furniture for your house:

  • Choose fire-resistant furniture: Look for furniture approved by the Upholstered Furniture Action Council or that meets the requirements of the California Bureau of Home Furnishings.
  • Replace your old mattress. Mattresses manufactured after 1973 are required to be more resistant to ignition by cigarettes.
  • Keep electrical cords, lamps and appliances away from upholstered furniture and mattresses.

 

Home Heating System Fires

Fireplaces, wood or pellet stoves, and other fuel-fired appliances are often used as an alternative way to heat your house. The improper use of these other heating methods is a leading cause of house fires in December, January and February.

If you’re planning to use another method to keep warm in your house, here are home fire safety tips to keep in mind:

  • Allow 3 feet of open space on all sides of space heaters, wood stoves and fireplaces.
  • Refuel a heater only when it is cool. When refueling, make sure it’s away from any open flames, such as candles or lit cigarettes.
  • If you’re using a portable heater, choose a model with a “tip switch.” This will automatically shut off the unit if it is tipped over.
  • Be sure your wood or pellet stove is properly installed and up to code.
  • Have wood stoves, fireplaces and chimneys inspected annually and regularly cleaned.
  • Use a fire screen or fireplace doors to contain sparks.
  • Clean your fireplace. Never allow more than one inch of buildup of soot or ash.
  • Have your chimney inspected every year, even if you have a gas fireplace.
  • Have a professional install a safety pilot on gas fireplaces.

 

Home Fire Safety & Prevention Tips

It’s too late to plan what to do when a fire strikes. In 30 seconds, a small flame can quickly grow out of control. To keep you and your home safe, it’s best to prepare, develop a home fire safety plan early and discuss what to do if a fire breaks out in your home.

Smoke Alarms

Be sure to place working smoke alarms in your home. This is a top method for home fire prevention. Install smoke alarms:

  • Outside of every bedroom
  • Inside of every bedroom with a closed door
  • On every story in the house
  • In the basement

Home Sprinkler Systems

Ninety percent of fires are contained by the operation of just one sprinkler.

Consider installing sprinklers in high-risk areas such as the kitchen. Home sprinkler systems provide significant protection for your family and property. They are designed so that only the sprinkler closest to the fire will activate, spraying water directly on the fire.

Fire Extinguishers

Having easy access to a fire extinguisher can significantly reduce the chance a fire spreads in your home. Consider putting a fire extinguisher in the kitchen and anywhere else you could easily access it.

 

Safeguard Your Home with Homeowners Insurance

Fire can be incredibly destructive, but that doesn’t mean you can’t prepare yourself. By taking the right steps (which includes having enough homeowners insurance), you can help safeguard yourself, your family and your home.

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877-994-6787
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com

PS Here’s a few words from one client that trusts Stromsoe Insurance Agency:

“SIA has been our trusted partner for more years than I can remember. They take care of everything – our business, rental property and all of our personal policies. They always go the extra step to make sure I am taken care of and are always there when I need assistance. Most importantly – I trust them!”
Stefani Laszko – Mythos Technology – Temecula, CA – Client Since 2007

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!