Tag: discounts

Insurance Discounts for Going Green

Posted on by butlervetinsurance

These discounts will help you save green while going green.

Going green has quickly become a way of life. From reusable bags at the grocery store to hybrid vehicles, you can be more environmentally friendly in almost every aspect of your life. Not only can going green help the planet, but it can also help you save money. Consider these green insurance policies that can help you start saving some green.

For your home:

  • If your home meets the stringent standards for sustainability and efficiency laid out by the Leadership in Energy and Environmental Design Green Building Rating System, or LEED, you can benefit from home insurance premium discounts.
  • Homeowners who generate their own solar, geothermal, or wind power and sell their excess power back to the local power grid can get their utility charges covered.
  • Replacing certain systems or materials with eco-friendly options can lead to a discount on your home insurance policy. You may also get a discount if you replace your old, outdated appliances with new, Energy Star rated models.

For your vehicle:

  • If you drive a car that uses an alternative fuel, such as electricity, biodiesel, natural gas, ethanol, or hydrogen, you may be able to start enjoying a discount.
  • Hybrid vehicle owners can benefit from a discount of up to 10 percent on their auto insurance rates. These discounts may even apply to your hybrid-electric boat.
  • Pay as you drive (PAYD) programs are offered by various insurance companies and will track your speed and the number of miles that you drive each day. That information will then be used to help determine your auto insurance costs and any possible discounts. If you’re going green by biking or walking, this can help you save!

For all of your insurance coverage needs, whether you are ready to make the jump to being more eco-friendly or not, contact the insurance professionals at Stromsoe Insurance Agency. We can help you find the right California insurance policies, all at the right price.

Car Insurance Discounts For Senior Drivers

Posted on by butlervetinsurance

Senior drivers, you can save on your car insurance with these discounts!

Your parents might not have told you, but they paid a pretty penny for your car insurance when you were a teen. Because teen drivers are inexperienced, they’re riskier for insurers to cover. They pass that risk along to parents in the form of higher premiums.

It makes sense, then, that as you gain experience behind the wheel you would pay less for your coverage. We want to help you save as much as possible for all of your years on the road, so we’ve collected some of the best car insurance discounts for a senior driver.

  • Mature Driver: Ask your insurer at which age they shave a specific percentage off your premiums. Most providers have a certain age in mind, and once you hit it you automatically qualify for this discount.
  • Driving Course: If you take a safe driving course offered to senior drivers (the AARP offers them all over the country), you can shave down your premiums.
  • Low Mileage: If you’re not driving as much as you used to, you might be able to save. Some insurers will offer a significant discount if you drive fewer than a certain number of miles each month.
  • Membership: Are you a member of the AARP or another senior organization? If so, tell your insurance provider. Most of them offer certain discounts to people with these types of group memberships.

Want to save more on your California coverage? To talk to a car insurance agency that will work hard to dig out all of the discounts for which you apply, contact Stromsoe Insurance Agency. We know that every senior driver deserves to save big, and are here to help you do just that!

Pad Your Pocket With These Auto Insurance Tips

Posted on by butlervetinsurance

A Quick Guide To Maximizing Your Savings

Adulthood and bills seem to go hand in hand, but that does not mean you have to put all your fun money towards your responsibilities. You can keep more cash in your piggy bank by utilizing a few money saving tips when it comes to your auto insurance. To help you save:

  • Get To Class: Ask your insurance provider if taking a safe driving course could qualify you for savings. A quick trip back to school could be well worth your while in lowering your premiums month after month.
  • Get Tech-ed Out: Installing safety features in your car will not just protect your loved ones; it can also protect your pocketbook. If your car has airbags, anti-lock brakes, anti-theft systems, or other safety features, let your insurance agent know. They will likely qualify you for discounts.
  • Get Organized: Statistically speaking, your car is at less risk for being damaged or getting stolen if it is parked in a garage. Take the time to clean out your garage so you can leave your car in safety overnight, and you will likely see savings on your insurance bill.
  • Get Shopping: Compare quotes from multiple insurance providers to ensure you are not overpaying for the coverage you need. By working with an independent agency, you can have an insurance expert do that work for you. Whether you use an agent or do it yourself, shopping around will help you find the best policy for the best price.

Are you working with a dedicated insurance agent who will point out all potential discounts to help you keep more money in your pocket? Contact Stromsoe Insurance Agency for all of your California auto insurance needs. We are here to show you how to lower premiums and maximize savings. Call us today!