Tag: safe

How To: Create the Right Safety Management Plan

Posted on by butlervetinsurance

A safety management plans is an essential tool for all businesses.

One of the most important parts of owning a business is making sure that your employees are safe at work every day. Creating a safety management plan is the best way to reach this goal. Use these tips to help you create a safety management plan that will work best for your company.

  • Show management involvement – your management has to lead by example. Visibly demonstrating that you care about the safety of your company’s employees can go a long way in creating a safe culture.
  • Communicate clearly – if your employees don’t know what your safety management plan is, they won’t be able to follow it. Regularly give employees updates of your plan and keep them informed on any changes that have been made.
  • Create involvement – when employees are actively involved, your safety program can be much more successful.
  • Provide proper training – all employees should know exactly what they can do to stay safe at work each day. Provide all essential safety equipment to employees as needed.
  • Make improvements – your first safety plan is bound to have flaws. Taking the time to review and revise your plan will help to ensure that everything is being done to help your employees stay safe.
  • Thoroughly investigate all incidents – accidents happen, even with the most comprehensive safety plan. All injuries need to be investigated and documented to help you find ways to improve your safety plan so the same accidents don’t happen twice.

Not only will having a strong safety management plan in place work to keep your employees safe, it can also help you save on your workers’ compensation coverage. For all of your business insurance needs to give you the peace of mind that you deserve as a California business owner, contact the independent insurance experts at Stromsoe Insurance Agency.

How To: Avoid Holiday Hazards at Home

Posted on by butlervetinsurance

Keep your holiday merry by avoiding these home holiday hazards.

It’s the most wonderful time of the year! We don’t want to dampen your holiday season in any way, but we do want to remind you that this time of year is also filled with hazards. The good news is that if you take steps to avoid holiday hazards at home, you can keep this time of year merry, bright, and safe! Here are a few tips to help you get started.

  • Theft claims increase by 7 percent during the holiday season. Make sure you’re home isn’t targeted by keeping valuables out of the way of windows and having your mail collected if you’ll be heading out of town.
  • Home fire claims also heat in the coming weeks, and by a shocking 15 percent! Choose flame-resistant decorations, avoid stringing more than the manufacturer-recommended number of light strands together and overloading outlets, and make sure all candles are blown out and lights are turned off when you go to bed. Your décor might not be the spark, though. When you’re in the kitchen, keep a close eye on all your items. If you know you’re cooking on a hectic day, set timers for yourself so you don’t forget!
  • Sewer back-up claims climb up by 19 percent during the holidays. Be careful about how you dispose of your kitchen waste. If you’re completely confident your garbage disposal can handle the job, dispose of it in the garbage. Also, keep plungers where guests can easily find them. Better a slight eyesore than a major cleanup!

We hope this guide helps you stay safe, but it’s not the only protection we want to offer.  Contact Stromsoe Insurance Agency in California to put a homeowners insurance policy to protect your home for the holidays and throughout the rest of the year.

Your Teen Drivers Need Car Insurance (Even If They Don’t Have A Car)

Posted on by butlervetinsurance

How to get your teen drivers the car insurance they need.

In theory, your teen becoming a licensed driver takes a lot off your plate. You don’t have to drive to school in the mornings, you’re not responsible for shuttling your teen and his or her friends to after-school activities, and you free yourself from playing weekend chauffeur.

Unfortunately, though, when your teen starts being able to drive you do have or thing or two you need to worry about. For starters, you need to focus on making sure your family’s newest driver is safe behind the wheel.

Secondly, you need to consider your insurance coverage. That’s right, even if your teen doesn’t have his or her own car you still need to insure him or her. In the state of California, all drivers on the road are required to have liability insurance. That means that if you let your teen drive without having coverage for him or her, you’re letting your teen break the law.

Fortunately, insuring your new driver is easy! Just give your insurance agent a call, and he or she will be able to add your teen as an operator on your family’s existing coverage.

Let us forewarn you: when you add a teen, your rates will go up because teen drivers are statistically some of the riskiest people on the road. The good news is you can combat this by limiting how much your teen drives, getting a good student discount if he or she gets As and Bs, and waiting to buy him or her a car.

If you have questions about the California car insurance your growing number of drivers requires, don’t wait to contact Stromsoe Insurance Agency. We know that you already have enough to worry about with your new teen driver, and are here to making getting him or her covered easy! Protect your family, your vehicles, and your liability by calling us today.