Tag: boat

NOVEMBER 2017 ISSUE OF THE PROTECTION COACH

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The November 2017 update of Mike Stromsoe’s The Protection Coach® has arrived.  This issue is jam-packed with all the latest news and tips for clients and friends of Stromsoe Insurance Agency.

The Protection Coach® – November 2017 (Click Here to View)

Inside this edition..

  • Insurance to Value – Homeowners & Residential Structures
  • Cyber Insurance
  • Quick Tips: Thanksgiving Tips
  • Congratulations to Patty Bruesch, our Awesome Client of the Month. Thank you for your business!
  • Also, congratulations to Erick Bringas, our referral rewards WINNER! Thank you for all your kind referrals to our team!

Are You The Next WINNER In The Inspiring Happiness in 2017 Referral Rewards Program?!

Posted on by butlervetinsurance

We are so very grateful for all of your kind referrals to our team in 2017!  Thank YOU!!

Mike Stromsoe and teammate Ruina Opina are ready to draw the next winner in the Inspiring Happiness in 2017 Referral Rewards Program…

 

 

2017 MURRIETA ROD RUN

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Join us on Friday October 13th and Saturday October 14th in Historic Downtown Murrieta for an awesome weekend of Sweet Rides, Great Food, Awesome People, and Music! Wait there’s MORE…  this event is Free to the Public and ALL of the proceeds will benefit the at-risk and special needs youth at Oak Grove.  So come on down and enjoy the FUN!

There will be:

  • OVER 400 Classic Cars & Hot Rods
  • OVER 20,000 Spectators
  • 2 Days of Cars, Vendors, Food & Fun

We are proud to sponsor this awesome event and such a great cause.  Please, come stop by our booth and say hi to our Total Protection Team and enter to WIN some awesome prizes. We will have some SWAG, giftcards and other surprise goodies!

WE HOPE TO SEE YOU THERE!

 

Join The Fight: Breast Cancer Awareness Month

Posted on by butlervetinsurance

This October, Stromsoe Insurance Agency is proud to participate in National Breast Cancer Awareness Month. About 1 in 8 women born today in the United States will get breast cancer at some point during her life. After skin cancer, breast cancer is the most common kind of cancer in women. The good news is that many women can survive breast cancer if it’s found and treated early.

  • Know your risk by learning about your family health history and talking to
  • your health care provider about your personal risk.
  • If you are age 40 to 49, talk with your doctor about when to start getting mammograms and how often to get them.
  • Women ages 50 to 74 need mammograms every 2 years. You may choose to start getting mammograms earlier or to get them more often.

Make healthy lifestyle choices:
– Maintain a healthy weight
– Add exercise into your routine
– Limit alcohol intake
– Limit post menopausal hormone use
– Breastfeed if you can

 

Talk to a doctor about your risk for breast cancer, especially if a close family member has had breast or ovarian cancer. That way they can help you decide when and how often to get a mammogram.

 

AUGUST 2017 ISSUE OF THE PROTECTION COACH

Posted on by butlervetinsurance

The August 2017 update of Mike Stromsoe’s The Protection Coach® has arrived. This issue is jam-packed with all the latest news and tips for clients and friends of Stromsoe Insurance Agency.

The Protection Coach® – August 2017 (Click Here to View)

Inside this edition..

• Our Promise To YOU
• Umbrella Insurance
• Understanding Business Owner Policies
• Quick Tips: Back To School
• Congratulations to Melissa and Travis Pellerin, our Awesome Clients of the Month. Thank you for your business!

Your Boat Inspection Checklist

Posted on by butlervetinsurance

Before you make the final purchase of that boat you have had your eye on for some time now, make sure that you look over it to make sure it is not inoperable and flawed. 

Boat insurance can help financially protect your boat from any covered incidents, but you must first check to see that there are no impending disasters. Here is your boat inspection checklist.

  1. A quick inspection.
    Are there any unusual stress patterns that you see on the stem, chines, and strakes? These are the portions of your boat that will take the majority of the impacts.
  2. Remove outboard cowling.
    Look for any signs of leakage. If you look past the head gasket and see a dry white residue, it should raise red flags.
  3. Inspect the wiring.
    Wiring that has shrink-sealed butt connectors are a good sign. Bare wires and wires connected using electrical tape is disastrous and may lead to future issues.
  4. Open the hatches.
    When you open the hatches and inspect inside, there are there two things you don’t want your senses to pick up: the smell of ethanol (gas), or the sight of standing water.
  5. Check all fluids.
    The fluids determine how efficient your boat could be. If the fluids are leaking or corroding the engine, you should consider another boat.
  6. Feel the upholstery. 
    The upholstery should be as dry as bone. If you inspect the upholstery and find that it is damp and moist, it is most likely teeming with mold and all sorts of nasty algal growth.

When it comes to the longevity of your boat, a proper inspection can find discrepancies. To protect it from the risks of the open sea, a boat insurance policy can give you the peace of mind that you deserve. Contact the experts at Stromsoe Insurance Agency for all of your commercial insurance coverage needs.

Do You Need A Separate Watercraft Policy For Your New Boat?

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Before you go out and purchase that new boat you have been dreaming about all winter, consider the importance of also purchasing the proper watercraft coverage that you will need for your new toy.

Many people mistakenly believe that their boat will be covered under either their Personal Auto policy or Homeowners policy. Auto policies do not provide liability coverage or coverage for damage on boats. Homeowners policies might cover only boats that have low value or are low-powered. So before going out and purchasing a boat, contact us to discuss the proper watercraft coverage that you will need.

Here are some considerations when it comes to figuring out if you will need separate watercraft coverage for your boat. These types of boats will require a separate insurance policy:

  • >> Any boat valued at more than $1,500
  • >> A sailboat that is more than 26 feet long
  • >> Powerboats that have motors exceeding 25 horsepower

Insurance companies will often deny coverage for particular types of watercraft unless you arrange for proper coverage before hitting the water. These types of watercraft might be denied coverage:

  • 1. Watercraft such as jet skis or wave runners, due to the high number of accidents with them.
  • 2. Houseboats, homemade or kit boats, competition bass boats, and speedboats.
  • 3. Boats that are more than 15 to 20 years of age, due to a higher loss frequency (Note: It is also wise to order a marine survey or inspection of an older boat before purchasing, which can point out deficiencies in the boat that could cause you to reconsider the purchase or renegotiate the price).

Finally, when it comes to purchasing the proper watercraft coverage needed for your new boat, also consider purchasing a Personal Umbrella policy. This policy would be in addition to a watercraft policy and is especially beneficial if you are going to purchase a speedboat, one designed for skiing or any other type of craft that has a higher potential for loss of life or damage. Umbrella policies are relatively inexpensive and will provide additional coverage above the liability coverage found in a watercraft policy.

If you have any questions about your protection, call the Stromsoe Insurance Agency Total Protection Team for the right answers to your questions.

Here are 4 EASY ways to reach us:

1. Call 877-994-6787 or 951-600-5751
2. Fax 951-677-6265
3. Email – [email protected]
4. Visit Exclusive New Website –  agency.thebutlerweb.com