Tag: save money

Insurance Discounts for Going Green

Posted on by butlervetinsurance

These discounts will help you save green while going green.

Going green has quickly become a way of life. From reusable bags at the grocery store to hybrid vehicles, you can be more environmentally friendly in almost every aspect of your life. Not only can going green help the planet, but it can also help you save money. Consider these green insurance policies that can help you start saving some green.

For your home:

  • If your home meets the stringent standards for sustainability and efficiency laid out by the Leadership in Energy and Environmental Design Green Building Rating System, or LEED, you can benefit from home insurance premium discounts.
  • Homeowners who generate their own solar, geothermal, or wind power and sell their excess power back to the local power grid can get their utility charges covered.
  • Replacing certain systems or materials with eco-friendly options can lead to a discount on your home insurance policy. You may also get a discount if you replace your old, outdated appliances with new, Energy Star rated models.

For your vehicle:

  • If you drive a car that uses an alternative fuel, such as electricity, biodiesel, natural gas, ethanol, or hydrogen, you may be able to start enjoying a discount.
  • Hybrid vehicle owners can benefit from a discount of up to 10 percent on their auto insurance rates. These discounts may even apply to your hybrid-electric boat.
  • Pay as you drive (PAYD) programs are offered by various insurance companies and will track your speed and the number of miles that you drive each day. That information will then be used to help determine your auto insurance costs and any possible discounts. If you’re going green by biking or walking, this can help you save!

For all of your insurance coverage needs, whether you are ready to make the jump to being more eco-friendly or not, contact the insurance professionals at Stromsoe Insurance Agency. We can help you find the right California insurance policies, all at the right price.

The Many Risks Of Being Uninsured

Posted on by butlervetinsurance

The True Cost Of Being Uninsured

If you are looking for ways to save money, you may be thinking of slashing your insurance coverage. You could pocket the money you are currently putting towards your premiums, right? Possibly, but that is only assuming you never get into a car accident, get sick, face a house fire, or find yourself in another expensive unexpected situation. While you know the cost of your insurance coverage, have you considered the cost of being uninsured? Here is a look at the many risks of being uninsured.

  • Financial: We alluded to it above, but by foregoing insurance you put yourself in the path of serious money troubles. Say, for example, that a major storm sweeps through your area and significantly damages your home. Without homeowners insurance, you have to figure out how to not just pay to rebuild your home, but also how to replace all of the personal property you had stored inside, including expensive electronics, art, and jewelry. Are you ready for that kind of expense?
  • Health: Without health insurance, you are not just breaking the law, you are also putting your health at risk. Without health coverage, you are not nearly as likely to go in for a standard check up, and will be missing out on potentially lifesaving preventative care.
  • Friends & Family: If you find yourself facing a financial burden you cannot bear, it could trickle over to your loved ones. Beyond putting your immediate family in dire financial straits, going uninsured can leave everyone close to you feeling stressed for you.

If you want to save money, contact Stromsoe Insurance Agency instead of dropping your coverage all together. As California insurance experts, we can help tailor your coverage to meet your exact needs – including your budget. For the best coverage at the best price, call us today!

 

Your Job Can Save You Money on Auto Insurance!

Posted on by butlervetinsurance

YOUR JOB CAN SAVE YOU MONEY ON AUTO INSURANCE!

Did you know if you are an engineers, firefighters, lawyers, teachers, and police officers you all have one thing in common: you qualify for Auto insurance discounts with some insurers who have found that people in certain fields tend to be less risky drivers than those in other occupations.

A number of insurance companies offer discounts to those in a variety of professions – everything from architects, CPAs, and college professors through librarians, military personnel, and pilots, to physicians, registered nurses, and scientists.

Here’s why: although practicing architecture or flying a plane doesn’t necessarily make a driver more responsible, insurance underwriters don’t have to prove cause and effect when setting rates. They need only show a relationship between these rating factors and risk.

A variety of factors can come into play in determining discounts. One Auto insurance company offers up to a 5 % discount to first responders, such as firefighters, police officers, emergency medical technicians and paramedics. Because these people tend to work in the communities where they live, they probably don’t commute long distances. First responders might speed down the road in emergencies, but not in their own vehicles, and they tend not to work from 9 to 5 – which means that they’re at lower risk for accidents.

Discounts vary by occupation, insurance company, and state. Some companies offer discounts for a long list of occupations and professions, while others provide them to only a few, or none at all. Some jobs receive larger discounts than others.

Rules for discounts also vary by field. To qualify for one company’s discount, health care providers must have a license to practice, as well as a degree. However, policyholders who have earned at least a bachelor in engineering, math, or science qualify for an 18% discount, even if they work in other fields.

Your occupation or profession might well entitle you to a substantial discount on your Auto insurance – even if you’re retired. For more information, please get in touch with us. 877-994-6787

Save money for yourselves and for your employees!

Posted on by butlervetinsurance

Save money for yourselves and for your employees!

Download the FREE California Rx Card at www.californiarxcard.com and you can save up to 75% on many prescriptions. There are no restrictions or participation requirements to join and it’s available to all California residents. 

We hope this helps!

Any questions, please contact any one of our protection coaches at:

Phone 877.994.6787
Fax 951-677.6265
Email – [email protected] 
Web – agency.thebutlerweb.com