Tag: risk management

How to Lower Your Homeowners Insurance Premium

Posted on by butlervetinsurance

Hi 🙂

You’ve worked hard to get where you are, owning a home is no small feat. Buying a home comes with property taxes, down payments, mortgage payments, closing costs, possible HOA fees and more. There are many steps that come with buying a home, but if there is one step you shouldn’t have to worry about, it’s Homeowners Insurance.

Do you know the difference between your home’s market value and it’s true cost? Read more on that here.

If you are a client of Stromsoe Insurance Agency, you’ve already made one huge step towards the right protection and savings! The beauty of using an independent insurance agency, is that we do the shopping around for you.

For your consideration if you haven’t checked with our total protection team, here are 7 ways you might be able to lower your homeowners insurance premium:

  • Know the difference between your home’s market value and it’s true cost
  • Improve your home’s ability to withstand disaster
  • Remove hazardous items, like trampolines or diving boards, from your property
  • Install or upgrade your home’s security system
  • Know the difference between routine maintenance and the need to file an insurance claim. Always call your independent agent first !
  • Stick to one insurance company, bundling your policies will often lead to discounts, deductible and coverage benefits and more
  • Understand your policy; if you have any questions about your coverage or ways you can lower your risk, ask your local independent agent who works for you first !

Do you know what its time to file a claim on your homeowners insurance? Read more on that here.

Standard homeowners insurance offers protection against a variety of hazards to your house, unattached structures, personal property, loss of the use of your home and personal liability coverage. Whether  a small part of your property is destroyed or your entire house is demolished, coverage on your homeowners policy kicks in to help pay to repair and replacement so you’re made whole again after an unexpected loss.

Questions? Want to learn more?

Here’s 4 easy ways to reach us:

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com

PS Here’s a few words from a homeowner that trusts Stromsoe Insurance Agency:

“Stromsoe team was proficient, knowledgeable, responsive and friendly. They took care of our needs immediately. Very, very pleased with Sarah, this coming from a full time real estate broker of 48 years. I deal with a lot of people and this is a sincere statement about our business experience with Stromsoe Insurance Agency. Please share our sentiments with others. Thank you.

Skip & Holly Davis – Temecula, CA – Client Since 2018

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Below is a link with all of the details:

Complete Satisfaction Guaranteed with Every Policy

How to Lower Your Auto Insurance Premium

Posted on by butlervetinsurance

Your car takes good care of you. It’s more than getting from point A to point B, it keeps you warm on your way to work on a cold morning, gives you a place to feel safe after speed walking through a dark parking lot, and lets you dry off after quickly tossing your groceries in the back on a rainy day.

You do your best to take care of your car by giving it the expensive gas, keeping (mostly) up-to-date on your oil changes, and best of all, getting great car insurance to protect it! Taking care of your car can be expensive, but insuring it doesn’t have to be.

If you are a client of Stromsoe Insurance Agency, you’ve already made one huge step towards saving on your car insurance while receiving top-notch protection ! The beauty of choosing an independent insurance agency, is that we do the shopping for you, we are not beholden to any one insurance company, therefore we work for YOU!

Here are 5 other ways you can lower or control your car insurance premium:

  • Buy a car with a high safety rating – multiple air bags, ABS and anti-theft systems can bring down quotes from insurance companies
  • Increase your deductible for comprehensive and collision coverage
  • Drive safe to lower or eliminate your number of accidents and tickets
  • Stick to one insurance company, bundling your policies can often lead to discounts
  • Keep in touch with your agent annually or as often as possibly to update your coverage, your mileage and any other rating factors
  • Understand your policy coverage and rating factors; if you have any questions about your coverage or ways you can lower your risk, ask your agent!

 

Questions? Want to learn more? Here’s 4 easy ways to reach us:

Phone: 877.994.6787
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com

PS Here’s a few words from people that trust Stromsoe Insurance Agency:
“SIA has helped my husband and I find the lowest rates for our car, home and business insurance. We are very happy with the service that SIA provides us. We would like to thank Cherie Wachel, but specially Shauna Smith who is always very helpful and very nice, she always has the perfect answer for all of our questions. Thanks.”          Luz Ma Silver – Silver Cleaning – Client since 2005

PPS Every policy is backed by our iron clad, 100% complete satisfaction guarantee. Ask for your copy today!