Tag: insurance provider

Car Insurance Discounts For Senior Drivers

Posted on by butlervetinsurance

Senior drivers, you can save on your car insurance with these discounts!

Your parents might not have told you, but they paid a pretty penny for your car insurance when you were a teen. Because teen drivers are inexperienced, they’re riskier for insurers to cover. They pass that risk along to parents in the form of higher premiums.

It makes sense, then, that as you gain experience behind the wheel you would pay less for your coverage. We want to help you save as much as possible for all of your years on the road, so we’ve collected some of the best car insurance discounts for a senior driver.

  • Mature Driver: Ask your insurer at which age they shave a specific percentage off your premiums. Most providers have a certain age in mind, and once you hit it you automatically qualify for this discount.
  • Driving Course: If you take a safe driving course offered to senior drivers (the AARP offers them all over the country), you can shave down your premiums.
  • Low Mileage: If you’re not driving as much as you used to, you might be able to save. Some insurers will offer a significant discount if you drive fewer than a certain number of miles each month.
  • Membership: Are you a member of the AARP or another senior organization? If so, tell your insurance provider. Most of them offer certain discounts to people with these types of group memberships.

Want to save more on your California coverage? To talk to a car insurance agency that will work hard to dig out all of the discounts for which you apply, contact Stromsoe Insurance Agency. We know that every senior driver deserves to save big, and are here to help you do just that!

The Best Agent For The Job

Posted on by butlervetinsurance

Three Ways An Independent Insurance Agent Can Serve You

Let’s face it- some agents are just better than others. A secret agent is better than an IRS agent (no offense). A cleaning agent is better than an infectious agent. In the same way, an independent insurance agent is better than a captive insurance agent. Here are a few reasons to consider working with an independent agent to get your coverage.

  • Advocacy: You are not an insurance expert, so you should not have to go toe-to-toe with major insurance providers when you have an issue with your claim. Fortunately, with an independent agent you will not have to. Your agent can advocate for you, ensuring you never overpay for your coverage. Furthermore, he or she can help you file your claim in the first place to avoid snafus down the road.
  • Options: Unlike a captive agency that can only offer you plans from one insurance provider, an independent agent can show you policies from every provider with whom he or she works. This makes it easier for you to find the right policy to meet your specific needs, ensuring you do not overpay for coverage you will not use or get left facing a gap in coverage.
  • Savings: Similarly, because your agent can show you plans from multiple providers, you can compare prices for comparable coverage. This means that you can shop quotes without having to do the hard work of collecting those quotes, which will mean more money in your wallet for less effort.

You deserve to have an independent insurance agent secure you the fullest coverage at the most competitive price. Contact Stromsoe Insurance Agency for all of your California insurance needs. We are here to ensure you have a friend in the insurance industry.

Insuring Your Intangible Assets

Posted on by butlervetinsurance

Our heavy technological dependence has created an increased need for protecting our business’ intangible assets in a unique way. Recent mass data breaches have proven the importance of purchasing a cyber-liability insurance policy. With nearly all of our client and company data saved online, we must find a way to protect our most valuable information adequately.

Advancements in technology mean that most US businesses will be able to host their company data on third-party sources in order to receive full protection. As many companies currently share servers, problems are arising where multiple companies and clients can suffer in the event of one data breach.

When choosing the right type of insurance to adequately protect your business, it is important that you read through the various coverage options to ensure that your intangible assets are protected. Many insurance providers will strictly prohibit coverage from third-party networks or cloud computing. Instead, you should only purchase policies that clearly define their limits and coverage options so that you do not wind up with any unpleasant surprises.

As a relatively new form of insurance, cyber liability insurance is constantly evolving. Insurance providers are still determining how to provide coverage for these new risks. While you may be thinking of hosting your data in the cloud to reduce your risk factors and decrease the cost of housing data, you may find yourself vulnerable to cyber-attack. Before making any final decisions, speak with your insurance provider to ensure that your biggest investment is adequately protected.

Stromsoe Insurance Agency is available for all of your Murrieta, California business insurance needs. Contact us today and allow us to provide you with the peace of mind knowing your business is adequately protected. We are available to answer any and all of your questions around the clock.