When you have a teen going to college, it is a time to celebrate and reevaluate your current insurance policy. Even though your child is now an adult and is ready to move forward, you want to ensure that he or she is covered under some form of insurance before taking off for classes.
Health Coverage
As a parent with a child in college, you can maintain that teenager on your health policy. In some cases, you may need to discuss the details with your health insurance provider because you might need an alternative if your child is studying out of the state.
Auto Coverage
Do not drop your child from your auto policy. Even if your teen is not taking a car, he or she may decide to drive on holiday breaks or might end up playing the role of a designated driver during college activities.
Home Coverage
Your child’s room will still have personal belongings. Keeping your child covered on your policy can also help replace any items that are stolen from a dorm in some situations.
Even though your teenager is going to college, you will still worry and want to keep him or her on your policy until after graduation. To learn more about insurance options for college students, contact Stromsoe Insurance Agency.