Tag: insurance agent

Updates from the Department of Insurance- the “Legal Stuff”

Posted on by butlervetinsurance

From our families to yours, we hope this finds you safe, well and healthy. Our sincere thoughts go out to all people affected by this pandemic.

Please visit our blog often for update on information to help you.

Here is a link to the dedicated “Coronavirus” information page that is updated by the California Department of Insurance:

Click HERE to access

If there is anything more we can do to help or support you or anyone you know, here’s 4 easy ways to reach us:

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web chat: agency.thebutlerweb.com

PS Please stay safe, well and healthy

 

 

 

 

 

 

Urgent Update for Small Businesses or Self Employed affected by Coronavirus – April 2, 2020

Posted on by butlervetinsurance

 

From our families to you and yours, our hope is that you are safe, well and healthy. Our positive thoughts and prayers go out to all those affected in any way.

As of April 2,2020, here is the current information to help business apply for Government assistance:

Please do NOT wait to take action or it may be too late.

Overview of the CARES Act for the Small Business Owner  – Great Document

Paycheck Protection Program Application – Also known as PPP

You’ll want to contact your local banking relationship for assistance with the Paycheck Protection Program application submission. If you do not have a banking relationship, please email Mike Stromsoe @ [email protected] for a referral

Online Application for the Economic Injury Disaster Loan Application – Fully complete online, takes about 10 minutes

If there is anything more we can be doing to help you or anyone you know, please reach out to us @SIATeam

We remain grateful for every opportunity to protect and serve you.

Urgent Update for Small Businesses or Self Employed affected by Coronavirus – March 29, 2020

Posted on by butlervetinsurance

For the most recent update, please click here.

From our families to you and yours, our hope is that you are safe, well and healthy. Our positive thoughts and prayers go out to all those affected in any way.

If you haven’t seen this information yet, we hope it helps. It’s a great article that answers your questions on the Paycheck Protection Program:

(1)Who is eligible?
(2)For how much and how long?
(3)How is it calculated?
(4)What should you be doing?

Click HERE for the article.

If there is anything more we can be doing to help you or anyone you know, please reach out to us @SIATeam

Stromsoe Cares COVID-19 Update March 26, 2020

Posted on by butlervetinsurance

Committed to Protecting You and Open to Serve You: Stromsoe Cares COVID-19 Update March 26, 2020

The U.S. Senate passed a $2 trillion Coronavirus stimulus bill designed to provide economic relief to all Americans. The bill is now with the U.S. House of Representatives, and then will go to President Trump for his signature. Officials believe the bill is expected to pass the House and be approved by the White House on Friday.

Included in the bill is the “Keeping American Workers Paid and Employed Act,” which provides $350 billion in loans for small businesses to cover salary, wages, and benefits worth 250% of an employer’s monthly payroll, with a maximum loan of $10 million. Loans will be forgiven for qualifying groups, those who use the loan to keep employees on payroll, pay rent and insurance premiums, and other guidelines in the law. Please tell clients to consult a tax professional for answers to questions.

For a copy of the details before the House, click here.

Businesses with fewer than 500 employees will work with the Small Business Administration (SBA) to get more information and apply for a loan.

Please note: the bill is not yet passed.

COVID-19: Frequently Asked Questions Concerning California State and Local Orders

Your Stromsoe Insurance Agency team members are working remotely to serve and protect you.

Here’s 5 easy ways to reach Stromsoe Insurance anytime:

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com
Payments and claims: https://agency.thebutlerweb.com/payments-claims/

Your understanding that your experience with us may be a little different during this time of uncertainty is greatly appreciated. Although our physical office is closed, our team remains 100% committed to serving you.

Below are resources to help you in these unprecedented times:

Policy Billing:

Below is helpful information to help you navigate keeping your policies in effect through these times:

60 Day Billing Grace Period Notice from Insurance Commissioner

AmTrust Insurance

Hanover Insurance

Hartford Insurance

Kemper Insurance

Liberty Mutual Insurance

Mercury Insurance COVID-19 Update 03-26-2020 and Mercury Insurance Billing

Nationwide Insurance

Progressive Insurance

Safeco Insurance

State Fund Insurance

Travelers Insurance

Business Insurance Resources:

Family First Coronavirus Response Act (FFCRA) – Employee Rights Poster

Webinar about HR, Business and Covid-19

Business Interruption and Delivery Insurance

If you are in need of HR services, please contact us about our proprietary HR program (ThinkHR.com). In this time of need, we are offering this program to help and assist you at no cost to you.

If you need any other assistance, or have questions about insurance or any other subject, please reach out to us. We are here to help and support you, your family and your business in any way humanly possible.

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com
Payments and claims: https://agency.thebutlerweb.com/payments-claims/

We appreciate this and every opportunity to serve you!

With Gratitude,

Mike Stromsoe and Your Stromsoe Insurance Total Protection Team

Stromsoe Cares COVID-19 Update March 24, 2020

Posted on by butlervetinsurance

Committed to Protecting You and Open to Serve You: Stromsoe Cares COVID-19 Update March 24, 2020

For the latest update, please see Stromsoe Cares COVID-19 Update March 26, 2020.

Your Stromsoe Insurance Agency team members are working remotely to serve and protect you.

Here’s 5 easy ways to reach us anytime:

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com
Payments and claims: https://agency.thebutlerweb.com/payments-claims/

Your understanding that your experience with us may be a little different during this time of uncertainty is greatly appreciated. Although our physical office is closed, our team remains 100% committed to serving you.

Below are resources to help you in these unprecedented times:

Policy Billing:

Below is helpful information to help you navigate keeping your policies in effect through these times:

60 Day Billing Grace Period Notice from Insurance Commissioner

AmTrust Insurance

Hanover Insurance

Hartford Insurance

Kemper Insurance

Liberty Mutual Insurance

Mercury Insurance

Nationwide Insurance

Progressive Insurance

Safeco Insurance

State Fund Insurance

Travelers Insurance

Business Insurance Resources:

Webinar about HR, Business and Covid-19

Business Interruption and Delivery Insurance

If you are in need of HR services, please contact us about our proprietary HR program (ThinkHR.com). In this time of need, we are offering this program to help and assist you at no cost to you.

If you need any other assistance, or have questions about insurance or any other subject, please reach out to us. We are here to help and support you, your family and your business in any way humanly possible.

Phone: 951-600-5751
Email: [email protected]
Text: 951-482-8144
Web: agency.thebutlerweb.com
Payments and claims: https://agency.thebutlerweb.com/payments-claims/

We appreciate this and every opportunity to serve you!

With Gratitude,

Mike Stromsoe and Your Stromsoe Insurance Total Protection Team

Insurance Agent: Stromsoe’s Insurance App

Posted on by butlervetinsurance

With Insurance Agent right on your phone, accessing our insurance services has never been easier as you can do it with the tap of a button. 

Easy, Quick, Secure. More than easy access to our agency, our Insurance Agent app has the tools you need to be prepared before, during and after something happens.

Our app is the easiest way to connect with us and has great tools to share & update the information that helps us customize your coverage to fit your needs. Use our secure smart tools to create a home inventory in minutes, detail an accident, and capture & store your policy info. Convenience at your fingertips… “I” is YOUR personal insurance icon!

Home Inventory Made Simple
Easy, Quick & Secure – Create & update Home Inventories in minutes. Click and Capture the contents and value of your personal property on your smartphone. Click and Share reports to ensure proper insurance coverage, file a claim, or update estate & tax info. Having a Home Inventory report gives you peace of mind, sharing your report helps us customize your coverage to fit your needs.

Auto & Accident Help on the Spot
Accidents happen. Quickly contact your agent or insurance company. Capture details you need to file a claim with your iPhone. Set-up today, and car info automatically loads into accident reports. Share with family drivers so everyone is prepared.

Apps are here to change the world and make your life as easy as possible. And now with our best insurance services in the palm of our hand, you can provide claims as easy as texting. Get it for the iPhone here and the Android here. And if you want to talk over the phone, you can do that too! For all of your insurance needs throughout California, you can contact Stromsoe Insurance Agency.

Does Your Home Insurance Include Additional Living Expenses?

Posted on by butlervetinsurance

You may need additional living expenses coverage in your home insurance policy.

If a natural disaster were to destroy your home structure, you may be forced to move out of your home until it’s repaired. When you cannot live in your home because of a loss covered by your home insurance policy, such as a hurricane or tornado, your insurer is able to reimburse you for certain expenses that you occur while you’re living away from home. This is called additional living expenses coverage.

What does this coverage include?
The additional living expenses coverage in your home insurance is designed to cover the costs associated with loss of use of your home, including those of a hotel room, restaurant meals, and transportation.

How am I reimbursed?
You must file a claim with your home insurance company as soon as possible. Generally, this coverage will pay for the gap between pre- and post- disaster housing and food. For example, if you usually spend $500 a month for food, but you now spend $750 because you have lost use of your kitchen and must eat out, your insurer will may pay for the $250 difference.

What is not included?
Items that are not considered additional living expenses are belongings such as toiletries, clothing, temporary repairs to your home, entertainment expenses (unfortunately, going to the movies because you’ve lost use of your TV doesn’t count!), and your normal mortgage bills.

Can I obtain coverage if my home was damaged by a flood?
The damages caused by floods are not covered at all in home insurance policies, and most separate flood insurance policies do not provide additional living expenses coverage. Talk to a trusted insurance agent for advice on obtaining coverage.

So that your additional living expenses are covered by your California home insurance in the event of a disaster, contact Stromsoe Insurance Agency.

The Benefits Of Having An Independent Agent By Your Side During The Claims Process

Posted on by butlervetinsurance

Filing a claim is a notoriously stressful process. Insurance claims tend to be tied to the most stressful events in our lives, including auto accidents, home fires, storm damage, and even the death of a family member. With everything on your mind during this stressful time, it is imperative that you work with an insurance company and agent with whom you trust. During this time, you will want to work with an agent whom you have already developed a trusting relationship with. This person will be the one you call when life takes a turn for the worst.

After you file an insurance claim, you will work with an adjustor to evaluate your loss. Depending on the type of claim you are filing, the adjustor may need to examine your property or vehicle to gather necessary information. At this time, you will be offered a settlement amount, and the process to restore your loss will begin.

What happens if the process does not go so smoothly? What happens if the adjustor and you cannot agree on a settlement amount? What happens if you cannot provide the adjustor with the right documentation? Problems such as these are why you need to work with an insurance agent with whom you trust and know. As your agent, they will advocate on your behalf. If any problems arise, you can hand over the phone to your agent to communicate with the adjustor. When you need help, your agent will be right by your side.

Some insurance shoppers prefer to purchase insurance online to avoid talking to an agent, however, this is only setting you up for future problems. Yes, sometimes you may be able to get cheaper rates this way, however, you leave yourself susceptible to problems, and lack of personalized service.

The experienced agents at Stromsoe Insurance Agency want to be by your side during this stressful time of your life. Contact us today for all of your California insurance needs. You can start your long term relationship with an insurance agent who will always guide you through the most stressful moments of life.