Hopefully your loved one adored that lavish gift on Valentine’s Day! Did you know that expensive items need to be scheduled separately in order to be fully covered on your insurance policy?
Although your possessions are protected by your homeowners or renter’s insurance, there is a limit on the amount of coverage that can be applied to a single item. Items like jewelry, art and expensive furs can sometimes exceed the amount of coverage provided by a standard homeowners insurance policy.
A scheduled item will be separately described on your insurance policy. Your insurance agent may need to see an appraisal or a receipt in order to prove the scheduled item’s value. Insuring jewelry is easy, and it’s worth it to have that extra protection.
Contact your agent at Stromsoe Insurance Agency for more information. Stromsoe Insurance Agency is located in Murrieta, California. We insure families in California, contact us today for more information!