Trampolines are appearing in backyards all across the country. At the same time, more children are being rushed to emergency rooms following trampoline injuries. In response, pediatricians are recommending that parents refuse to allow their children to jump on a trampoline at home, or at a friend’s house. Contact the Stromsoe Insurance Agency to learn how owning a trampoline will affect your homeowners insurance rates.
Most injuries occur when multiple children are jumping on the trampoline at the same time. Smaller kids are bounced off the apparatus at dangerous angles that cause broken bones and even more serious injuries. Homeowners must understand that liability insurance is intended to cover medical expenses for third parties if someone is injured while present on the property. Multiple incidents that result in claims against the homeowner’s coverage can cause the insurer to drop the policyholder’s homeowners insurance.
Pediatricians believe the best approach is to enroll children in sports programs where trampoline usage includes safety training and harnesses designed to prevent injuries. Parents will want to take this advice to heart since preventative safety measures have not been effective in home trampoline use.
Contact Stromsoe Insurance Agency, today, to learn more about the financial risks of owning a trampoline.