It is no surprise that insuring teen drivers can be costly. Teen drivers are viewed as inexperienced drivers and are more likely to be involved in auto accidents and receive traffic tickets. While elevated rates are inevitable when it comes to insuring your teen driver, there are still ways for you to lower your auto insurance premium, including:
- How many times have you threatened taking away privileges if your child does not maintain a strong grade point average? Now, they actually have incentive! Students that maintain a B average, or 3.0 GPA, will receive a substantial discount for being a good student. The good student discount can be your ticket to encouraging your child to receive good grades.
- Many insurance companies will reward inexperienced drivers who take defensive driving courses with an insurance discount. Whether you have already taken Driver’s Ed to receive your license or not, the refresher on basic driving rules proves that you want to be a safer driver.
- While your new teen driver may be begging for that new red sports car, it is smarter if you go for an older and more practical vehicle. Sensible vehicles are less expensive to insure, especially when there is a teen driver behind the wheel of it.
- If you are looking for a big way to save, you may want to consider increasing your deductible. This will provide you with a smaller premium amount, however, you must be ready to pay the elevated deductible if you are involved in an accident. It is important that you do not make this change without considering actually having to pay the deductible.
Contact Stromsoe Insurance Agency in Murrieta for all of your California auto insurance needs. Insuring your teen driver does not have to break the bank with a comprehensive auto insurance policy from Stromsoe Insurance Agency! Allow us to safeguard your most prized asset at an affordable rate.