Worry-Free Summers With The Right Insurance

Eliminating Liability Risks This Summer

Summer is finally here, which means many individuals and families are getting ready to take out their summer toys. As fun as trampolines, boats, and swimming pools may be, there are associated risks that you will want to have covered under the proper insurance policies. Before heading out to enjoy summer to the fullest, be sure to confirm adequate coverage.

Summer Insurance For Summer Toys

  • Trampolines – While you may think that your backyard will be perfect once you add a trampoline to the mix, you must consider the liability risks associated with this attractive nuisance. In fact, your homeowners insurance may not even provide you with coverage for your trampoline, so be sure to confirm your coverage before purchasing a trampoline.
  • Swimming Pools – Before installing a swimming pool in your backyard, be sure to discuss this addition with your homeowners insurance agent. Since many insurers exclude coverage for pools, this is extremely important. There are so many liability risks associated with pool ownership that must be accounted for.
  • Boats – If you will finally be taking your boat out of storage and voyaging various waters, make sure to update your boat insurance coverage before heading out. Also, be sure to let your insurer know which waters you plan to venture in because you may need additional coverage for different navigational waters.

Contact Stromsoe Insurance Agency for all of your California insurance needs. Whether you are looking to insure your trampoline, swimming pool, or any other summer toy, we will be your one stop shop for everything insurance related! Allow us to provide you with summer insurance in California that allows you to enjoy your fun in the sun without a worry in the world.

Ensuring Your Water Oasis Is Protected

As you prepare for summer’s arrival and the excitement builds as you send out invitations for pool parties at your house, it is important that you consider ways in which you can reduce your liabilities. Unfortunately your water oasis comes with unique vulnerabilities that you must account for. First, you must obtain the necessary swimming pool insurance in California, and then you must implement the following safety measures.

Pool Safety Tips:

  • Precautionary measures are extremely important in ensuring your pool does not leave you vulnerable to litigious action. By installing a four foot fence with a self-latching gate, you can help to enhance safety in and around your swimming pool. You can also take extra measures and buy a surface alarm that lets you know when a breach has occurred.
  • Did you know that you are liable for any injuries or accidents that take place in your pool? Yes, even if someone jumps your fence and suffers from an injury after enjoying an unsupervised and unwelcomed dip.
  • Most importantly, set some sound ground rules. These rules should include no running, no swimming while unsupervised, and no diving.

Pool Safety Toolkit:

  • Make sure that you have a stocked first aid kit on deck for emergency situations.
  • You should also have a portable telephone to call 911 so that you do not have to run inside to grab a phone if there is an accident that needs tending to.
  • A flotation device is a must! This will help you save someone that is in trouble.
  • You should also have a pair of strong scissors in your pool safety toolkit so that you can help someone if their hair, clothing, or the pool cover gets caught and creates a dangerous situation.

Contact Stromsoe Insurance Agency for all of your California homeowners insurance needs. Allow us to help you obtain swimming pool insurance in California so that you can feel confident in your pool’s security.