Tag: summer

Insure Your Toys During Summer Time

Posted on by butlervetinsurance

Now that the summer months are finally upon us, people all over the country are lining up at docks to launch their WaveRunners, Jet Skis, and Sea-Doos. You have worked hard to be able to purchase your personal watercraft, so you must realize how important it is to purchase an insurance policy that will protect you financially. Here are just a few of the risks you take each time you take your watercraft out for a ride:

  • Damage due to crashing into another rider
  • Damage to another rider’s craft or dock
  • Damage done in transport due to an automobile accident
  • Negligence resulting in the injury or death of another person

Personal watercraft insurance will help protect you from situations like these. Typically, these insurance policies will continue to protect you and your watercraft, even if you have loaned it to another person. But wait! Pay close attention to every detail of your policy. There may be exclusions that will get in the way of the coverage you need. Here are a few examples:

  • Personal Watercrafts that have been adjusted to boost speed or performance
  • Using a personal watercraft after dark
  • Using a personal watercraft without a valid driver’s license

Many individuals assume that their personal watercraft is covered under their homeowner’s insurance. This is rarely the case, and when it is, often doesn’t provide adequate coverage. When searching for the policy that is suitable for your lifestyle, don’t forget to scour for possible discounts. You will likely qualify for multiple deductions that will save you a great deal of money.

If you have any insurance related questions, don’t hesitate to contact one of the top independent insurance firms in California, Stromsoe Insurance Agency! Stromsoe offers quality commercial and personal insurance policies that are sure to meet all of your insurance needs.

Getting your Home Summer Ready

Posted on by butlervetinsurance

Summer is just around the corner, so it is a good idea to start summer-izing your home just as you winterized it a few months prior! There are a few things you need to start checking off your to do list to get you ready for the best season of the year. If you haven’t already done so, add these important items to your checklist:

  • Check your home’s cooling system – As a California resident, we typically turn on the air conditioning at the beginning of summer, or sometimes, the end of spring. You’ll want to make sure your air conditioner is prepared to handle the pressure. You may need to clean up the area surrounding the outdoor condensing unit, especially after the recent wind storms. It is also a good idea to change the filters in your system to make sure everything is working properly and the air is flowing smoothly. To ensure that you are saving all the air you are paying for, check the weather-stripping and caulking around the doors and windows.
  • Throw those down comforters, flannel sheets, and wool blankets to the back of your closet and take out the summery, cool sheets! With summer heat fast approaching, it is smart to get lightweight and cool bedding that will keep you comfortable and cozy.
  • Washing your windows will let the sunshine in and make your home feel more open and welcoming. Your home will feel as good as new!
  • After recent extreme wind, you may need to prepare and clean your patio. Hosing down all outdoor furniture and cleaning with a mild dish soap will have your patio sparkling with summer appeal.
  • You may want to take the eco-friendly approach and plant some summer vegetables in your garden this season. Healthy, fresh vegetables will be perfect grilled on the barbeque. Plants that thrive in hot weather such as tomatoes, cucumbers, lettuce, and basil, are perfect to grow in your garden and most require little maintenance.

The Stromsie Insurance Total Protection Team strives to give you the best services and prices. Contact the Stromsie Insurance Total Protection Team for all of your insurance inquiries.

BBQ Recipe and Safety Tips

Posted on by butlervetinsurance

With summer just around the corner, it is time to pull out the grill and give it a good clean to get ready for barbecue season! Barbecuing may be one of your hobbies, but it is still a good idea to update yourself on the safety precautions that should be taken in order to keep your family fun memorable for the right reasons. The last thing you want is for someone to get sick with food poisoning, or even worse, a fire to happen. Keep these barbecue safety tips in mind when planning for your next family barbecue:

  • Having a fire extinguisher and knowing how to use it is one of the most important parts of grilling. You should also know how to cut fuel supplies in case of an accident.
  • When handling foods, it is important to remember to follow all safety precautions. Having a guest get sick with food poisoning is not going to make the RSVPs for your next BBQ flow in.
  • The smoke that is released from the grill contains harmful toxins that can cause cancer and get you sick. It is important to try and avoid those toxins whenever possible.
  • When lighting the charcoal on the barbecue, be sure to follow the instructions manual as to avoid a fire.
  • Location, location, location! Be sure to have your barbecue out of the walk way and far from children’s play, and away from combustibles such as picnic tables and wooden play sets.

Sample this amazing BBQ Steak after all the preparation of your grill! All you’ll need is a 2 pound tri-tip steak, onions, garlic, olive oil, vinegar, soy sauce, freshly chopped rosemary, Dijon mustard, salt and black pepper. This amazing BBQ recipe will surely have your guests begging for more and looking forward to your next big event!

Contact the Stromsie Insurance Total Protection Team for all of your insurance needs. The Stromsie Insurance Total Protection Team works from Murrieta, California but serves 18 states.