Tag: homeowners

Are You The Next WINNER?

Posted on by butlervetinsurance

Mike Stromsoe, The Insurance Doc, and teammate Maritza Ganime are ready to draw the next WINNER in our Inspiring Happiness in 2017 Referral Rewards Program.

Drum Roll please…

With are so very grateful for all of your kind referrals to our team in 2017! Thank YOU!!!

If you have any questions or comments, please just let us know.  You can reach our awesome team at 951-600-5751 or email [email protected].

What more can we do for you?

Gratefully,

Mike Stromsoe and the Stromsoe Insurance Total Protection Team

Signs That Your Roof Might Need to Be Replaced

Posted on by butlervetinsurance

A roof protects you and your family from the elements of nature, but it doesn’t last forever.

Your roof offers protection from nature: things like rain, strong winds, beaming sun, hail, snow, and everything else in between. But sometimes a roof can reach the end of its life without experiencing much stress. Replacing an old roof is necessary to avoid any potential dangers that may arise from ignoring the calls from your roof. Here are a few signs from your roof telling you that you need to replace it.

Signs You Need a New Roof

  • Roof Age – Most roofs last only 20 to 25 years. Many roofs today are built for durability, but there are many factors that can expedite the expiration date. Such factors include poor ventilation.
  • Warped Shingles – Shingles need to be straight and filled with granules. If there are any cracked or curling shingles, you may want to consider replacing your roof – at the very least, those damaged shingles.
  • Neighbors Replacing Roofs – Many homes in the same neighborhood were built around the same time. If you see your neighbors replacing their roofs, it may be a sign that yours requires a replacement as well.
  • Moss – Moss can grow on your roof in those sections that don’t get much sunlight, especially in moist climates. Moss can be more than a cosmetic issue, however. Moss holds moisture and can, over time, cause damage to the shingles and the foundation on which your roof was installed. Moss can be brushed away, but it requires a roofing professional to permanently seal off its access to moisture.

Make sure that you see your roof’s signs and get your roof replaced if need be. Home insurance may not cover your roof for natural wear and tear, but it’s still important to have one to protect you in case it does get damaged by a covered peril. Contact Stromsoe Insurance Agency for all of your insurance needs today!

Make The Most Of Your Spring Cleaning

Posted on by butlervetinsurance

The Guide To Freshening Your Home This Spring

As we say goodbye to winter (albeit a fortunately mild one for us Californians), we get to throw open the windows of our homes and quite literally shake off the dust of the winter. So you can get the most of your spring-cleaning and home maintenance, use this brief guide.

  • Stainless Steel: Clean and protect your stainless steel with a wax-based aerosol spray. Continue to mist your stainless steel with this product once a week throughout the year to keep it gleaming.
  • Closet Organization: Use the new season to rearrange your closet, pulling out your summer clothes and packing up your winter sweaters. Get rid of any clothing you have not worn in the last year, and donate the clothes to a local charity.
  • Painted Walls: Before you get out your paint bucket and drop cloth, try to address the stains on your painted walls with a clean cloth moistened with water and a little dishwashing liquid. Try to stay away from stronger stain removers, which have solvents and can damage your paint.
  • Carpet: Do not forget to change the filter on your vacuum before you start cleaning your carpet, as a dirty filter will just blow grime back into the air. Spot treat stains in your carpet as you move vacuuming from room to room.
  • Tile: You can create your own neutral pH solution at home to properly clean and care for your tile. Just mix ½ cup of baking soda into two gallons of water. This mixture is ideal for getting tile clean without damaging it.

Do not leave your home exposed and unprotected after all of the hard work you put into cleaning it. For all of your homeowner’s insurance needs in California, contact Stromsoe Insurance Agency. Our dedicated team is here to ensure your home is covered this spring and beyond.

Optimizing Security For Your Most Important Investment

Posted on by butlervetinsurance

Avoid The Mistake Of Underinsuring Your Home

In order to feel secure within your home, you must feel confident in your homeowners’ insurance policy. Yet, many homeowners fail to give their homeowners’ insurance policy the attention it deserves. When was the last time you updated your homeowners’ insurance policy? We want you to be receiving the protection you deserve, which is why we have gathered a few common situations that may mean you are underinsured:

  • If you recently upgraded your home and conducted home renovations, chances are you are enjoying your new deck without sufficient coverage. There are so many planning measures associated with home renovations that many homeowners fail to update their policy. Failure to do so can result in insufficient coverage when you are in need of insurance most.
  • Before having construction performed on your home, make sure to request a total component-rebuilding estimate. Often, insufficient coverage occurs because higher construction costs of today are not properly factored into your coverage. Since you have insured your home for the cost to replace it if a devastating disaster occurred, it is important that you factor in higher construction costs.
  • If you live in an older home, it is important that you consider the unique characteristics of your home. Many older homes are constructed with higher quality materials and top quality craftsmanship when compared to the materials used in modern homes. Therefore, you must discuss these unique characteristics with your homeowners’ insurance agent to ensure that your beautiful home is receiving ultimate protection.

Please do not hesitate to give us a call to confirm coverage of your homeowners’ insurance policy. Contact Stromsoe Insurance Agency for all of your California homeowners’ insurance needs. We will go above and beyond to provide you with the protection you deserve.

Why All Pool Owners Should Purchase A Pool Safety Net

Posted on by butlervetinsurance

Swimming pools are a godsend during the blazing hot summer months. As a pool owner, if you have small children or animals, it can be hard to monitor their whereabouts for every second of every day. If you are unable to do this, they risk a tragic fall into your pool. However, situations like these are easily preventable with one convenient purchase! Invest in a pool safety net, and reduce your worry of a pool-related accident.

Pool nets are made of a polyethylene rope that is secured to a covering of open squares. The rope is then fastened to a number of anchors that surround the perimeter of the pool. It stretches to provide a secure barrier, without ruining the beautiful look of your backyard. It is easy to use, and requires mere minutes to put on or take off.

The squares are a perfect size. They are small enough to prohibit the entry of a toddler’s head or body, and too large to walk on. Only their arms or legs will be able to fit through the squares. In this case, the toddler will not drown, and will likely begin to cry, alerting an adult of their whereabouts. Safety nets are available in a variety of colors that are sure to complement your backyard’s color scheme. The safety net can conform to even the most unique pool shapes, and can accommodate things like waterfalls, rocks, and planters. Limit your liabilities, and make the responsible decision to purchase a safety net today. You won’t regret it!

If you have any insurance related questions, don’t hesitate to contact Stromsoe Insurance Agency! They employ experienced insurance professionals, and offer quality commercial and personal insurance policies. Stromsoe Insurance Agency is sure to meet all of your insurance needs!

Getting your Home Summer Ready

Posted on by butlervetinsurance

Summer is just around the corner, so it is a good idea to start summer-izing your home just as you winterized it a few months prior! There are a few things you need to start checking off your to do list to get you ready for the best season of the year. If you haven’t already done so, add these important items to your checklist:

  • Check your home’s cooling system – As a California resident, we typically turn on the air conditioning at the beginning of summer, or sometimes, the end of spring. You’ll want to make sure your air conditioner is prepared to handle the pressure. You may need to clean up the area surrounding the outdoor condensing unit, especially after the recent wind storms. It is also a good idea to change the filters in your system to make sure everything is working properly and the air is flowing smoothly. To ensure that you are saving all the air you are paying for, check the weather-stripping and caulking around the doors and windows.
  • Throw those down comforters, flannel sheets, and wool blankets to the back of your closet and take out the summery, cool sheets! With summer heat fast approaching, it is smart to get lightweight and cool bedding that will keep you comfortable and cozy.
  • Washing your windows will let the sunshine in and make your home feel more open and welcoming. Your home will feel as good as new!
  • After recent extreme wind, you may need to prepare and clean your patio. Hosing down all outdoor furniture and cleaning with a mild dish soap will have your patio sparkling with summer appeal.
  • You may want to take the eco-friendly approach and plant some summer vegetables in your garden this season. Healthy, fresh vegetables will be perfect grilled on the barbeque. Plants that thrive in hot weather such as tomatoes, cucumbers, lettuce, and basil, are perfect to grow in your garden and most require little maintenance.

The Stromsie Insurance Total Protection Team strives to give you the best services and prices. Contact the Stromsie Insurance Total Protection Team for all of your insurance inquiries.