Fire is one of the most devastating of disasters. It destroys the possessions as well as, in many cases, the memories attached to some of those possessions. That photograph of grandparents on their wedding day is irreplaceable. The risk of fire is increased during fire season, when conditions are dangerously favorable to fires.
There are many reasons why fire insurance is a good idea, but these are the basics:
- It is your responsibility to protect what you own, regardless of the threat.
- Standard homeowners insurance does not cover fire damage to the contents of your home or business, just the building, itself.
- Valuables you have in your possession have both monetary and sentimental value, but many of them can be replaced if lost.
Fire insurance is additional coverage designed to incorporate the costs of replacement, reconstruction, or repair of your covered belongings, to the extent that they are not covered by a standard property insurance policy.
Ask the professionals at Stromsoe Insurance Agency about their Circle of Safety programs, or other ways to protect your valuables from fire and other dangers. Stromsoe Insurance proudly covers Murrieta and surrounding communities.